Apply
Personal Loan online
Applying for a personal loan online has become a cinch these
days. No more hassles of flicking from one website to another, trying to
manually calculate the EMIs and the interest rates. With websites like Simply4Loans, there is nothing which can’t be accomplished
in a few clicks itself. Right from applying for a personal loan, to calculating
the interest rates offered by different banks and financial institutions to
figuring out the EMI amounts, everything happens in one single website.
With so much ease and convenience written all over Simply4Loans
website, who would want to go to any other website for their personal loan
needs?
Features
·
The loans can be taken up by any person in
India, who is above 21 years of age on the date of application.
·
The amount can be as low as Rs 50000 and can go
up to your desired amount. This kind of a loan is ideal for people who want to
meet some urgent financial needs.
·
Last but not the least; you can use the loan
for any purpose. Banks will not ask any questions, before approving the loan
applications.
Benefits
·
Since the idea is to make the process less
cumbersome for the customers, S4L tries to minimize the paper work, and make
the loan approval procedures faster and more secure.
·
As soon as you submit the documents for the
loan, you can expect the approval and the cash disbursement within 72 hours
from the date of submission.
·
You won’t be required to furnish any collateral
or securities for taking a personal loan. Everything will be taken care of by
the banks.
Personal
Loan Eligibility
·
Age: You
should be above 21 years of age, to be able to avail a personal loan.
·
Income: The higher your salary, the more
lucrative the rate of interest you can get for your personal loan. If you have
a healthy bank balance, and a robust ITR, your personal loan deal will be all
the more attractive for you.
·
Company: Working for a company? Or do you have
your own business? All these factors play an important role in the approval of
your loan amount. Banks offer lower rates of interests to corporate houses,
which helps you in availing a decent interest rate for yourself.
·
Credit
history: Another major
factor is your CIBIL score and your credit history. If you have defaulted on
any previous credit card payments or loan repayments, you can expect to face
some difficulties in getting a personal loan. Keep your credit score clean, and
watch how quickly your loan is approved.
Personal
Loan EMI Calculator
S4L offers a personalized EMI Calculator which rightly
captures the loan amount, the interest rate and the time period. All you have
to do is enter the relevant details and you can check the EMI amount for your
loan. No need to keep running from pillar to post; just enter the details
correctly, and you are done.
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